Heart Racing but Not Anxious? Your Next Steps in Miami, FL

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Heart Racing but Not Anxious? Your Next Steps in Miami, FL

If you’ve been experiencing a racing heart even when you’re not feeling anxious or stressed, it’s completely understandable to feel uneasy. You might wonder if your coffee intake, lifestyle, or even something more serious is causing your heart to speed up unexpectedly. You’re not alone in these concerns, and it’s wise that you’re seeking information to better understand your symptoms.

This post is here to guide you through the next practical steps—who you might consider seeing, what kinds of initial visits and tests could help pinpoint the cause, and what you might expect to pay out of pocket in Miami, FL. You’ll find clear information tailored to your situation so you can make informed choices without feeling overwhelmed.

Who to See for Your Symptoms in Miami, FL

Based on your symptoms of heart racing without anxiety, several types of healthcare providers could help you get to the bottom of what’s happening:

  • Clinical Cardiac Electrophysiologist: A specialist focusing on the heart’s electrical system, who can diagnose and treat irregular heart rhythms.
  • Cardiologist: A doctor specializing in heart health who can evaluate heart function and check for any underlying cardiac conditions.
  • Internal Medicine Physician: A general doctor skilled in adult health who can assess your symptoms and coordinate further testing or referrals.
  • Psychiatrist: A mental health professional, particularly if anxiety or another emotional factor might be present but not obvious.

Each of these providers has unique training to approach your symptoms from different angles, helping to ensure a thorough evaluation and the right diagnosis.

What to Expect: Initial Visits and Estimated Costs

Here’s a breakdown of common procedures you may undergo with each provider type in Miami, FL, along with estimated self-pay costs to help you plan.

Visit with a Clinical Cardiac Electrophysiologist

  • Procedure: Established patient office visit, 30-39 minutes (CPT Code: 99214)
    Purpose: This visit allows the doctor to review your heart symptoms, history, and perform an exam to check for electrical heart issues. This is a detailed consultation to assess your condition.
    Estimated Self-Pay Cost: $198.61 (typically ranges from $148.96 to $248.26)
    This estimate is based on 24 providers in the Miami area.

  • Procedure: Routine electrocardiogram (ECG) using at least 12 leads (CPT Code: 93000)
    Purpose: A simple, quick test to record the heart’s electrical activity and identify abnormal rhythms. A fundamental test for heart racing symptoms.
    Estimated Self-Pay Cost: $32.84 (ranging from $18.64 to $47.05)
    Available with 20 providers locally.

  • Procedure: Ultrasound of the heart with color blood flow and valve function (CPT Code: 93306)
    Purpose: This ultrasound examines heart structure and blood flow, looking for issues affecting heart function. It helps the doctor understand the heart’s mechanics related to your symptoms.
    Estimated Self-Pay Cost: $253.75 (ranges from $151.20 to $356.30)
    Offered by 9 providers in Miami.

Visit with a Cardiologist

  • Procedure: Established patient office visit, 30-39 minutes (CPT Code: 99214)
    Purpose: Cardiologists use this time to assess heart health, symptoms, and decide on further testing. Good for a focused heart evaluation.
    Estimated Self-Pay Cost: $204.45 (ranges from $153.34 to $255.56)
    Provided by 213 cardiologists locally.

  • Procedure: Routine electrocardiogram (ECG), 12 leads (CPT Code: 93000)
    Purpose: Records the heart’s electrical signals to detect arrhythmias or other issues. An important initial diagnostic heart test.
    Estimated Self-Pay Cost: $33.20 (ranges from $18.48 to $47.91)
    Available from 189 local providers.

  • Procedure: Ultrasound of heart with color blood flow (CPT Code: 93306)
    Purpose: Looks at heart structure and valve function to detect problems. Detailed imaging test related to heart performance.
    Estimated Self-Pay Cost: $236.60 (ranges $132.11 to $341.09)
    Provided by 186 cardiologists here.

  • Procedure: Heart rhythm review via continuous external EKG for 8-15 days (CPT Code: 93248)
    Purpose: Monitors your heart rhythm over days to catch intermittent abnormalities causing a racing heart. Especially useful when symptoms are sporadic.
    Estimated Self-Pay Cost: $56.24 (ranges $28.75 to $83.74)
    Offered by 10 local providers.

  • Procedure: Ultrasound of heart (CPT Code: 93307)
    Purpose: Another type of heart ultrasound that checks the heart’s functioning and structure.
    Estimated Self-Pay Cost: $96.54 (ranges $54.38 to $138.69)
    Available through 16 providers.

Visit with an Internal Medicine Physician

  • Procedure: Office visit, 30-39 minutes (CPT Code: 99214)
    Purpose: The doctor will assess your overall health and symptoms to identify potential causes or referrals needed. A great first step for general evaluation.
    Estimated Self-Pay Cost: $208.26 (ranges from $156.19 to $260.32)
    This service is broadly available with 464 providers.

  • Procedure: Routine electrocardiogram (CPT Code: 93000)
    Purpose: Basic heart rhythm evaluation often performed during initial exams.
    Estimated Self-Pay Cost: $32.34 (ranges $18.58 to $46.11)
    Offered by 148 providers.

  • Procedures related to emotional screening: Annual depression screening (CPT Code: G0444) and assessment of emotional or behavioral problems (CPT Code: 96127)
    Purpose: These help rule out anxiety or depression that could influence heart symptoms.
    Estimated Cost: $30.19 and $9.68 respectively, based on provider availability.

Visit with a Psychiatrist

  • Procedure: Psychiatric diagnostic evaluation (CPT Code: 90791)
    Purpose: A comprehensive mental health assessment to explore if anxiety or other psychological factors are related to your symptoms.
    Estimated Self-Pay Cost: $267.33 (range $200.50 to $334.16)
    Available through 6 providers.

  • Procedure: Office visit, 30-39 minutes (CPT Code: 99214)
    Purpose: Follow-up visits to manage or assess mental health treatment.
    Estimated Self-Pay Cost: $189.55 (range $142.16 to $236.94)
    Provided by 97 psychiatrists locally.

How to Interpret the Cost Estimates

The American healthcare pricing system works a bit like a marketplace where prices can vary based on negotiation power, insurance, and provider policies. Imagine shopping for a car—the sticker price is set high, but with negotiation, you can get it lower. Similarly:

  • The maximum estimated cost you see here is generally just below what providers usually charge upfront (the “sticker” or “charged amount”).
  • The minimum estimated cost often hovers a bit above what Medicare has agreed to pay providers (the “Medicare allowed amount”). At this price, providers might be just breaking even or even losing money.

Understanding this range will help you be prepared and ask the right questions when discussing costs.

Know Your Rights

When you schedule an appointment without insurance or plan to pay cash, doctors are required by law to provide a Good Faith Estimate (GFE) of expected charges if you ask for one or book services at least three business days in advance. This estimate helps you avoid surprises.

Many providers also offer discounts if you pay upfront—don’t hesitate to ask: “What’s the cash price if I pay in full?”

You have the right to request an itemized bill with CPT codes and billing details so you can review charges for accuracy. If you spot errors, duplicates, or unusually high fees, you can dispute them. Several states protect patients from unfair billing, especially if you are uninsured.

Taking positive action now is the best way to address your symptoms and gain peace of mind. Here’s what you can do:

  1. Schedule an Appointment: Contact a Clinical Cardiac Electrophysiologist, Cardiologist, Internal Medicine doctor, or Psychiatrist in Miami to start your evaluation.
  2. Prepare for Your Visit: Write down all your symptoms, when they started, any possible triggers like caffeine, and questions you want answered.
  3. Discuss Costs in Advance: Call the provider’s office to confirm self-pay prices and ask for a Good Faith Estimate if you plan to pay without insurance.
  4. Remember: Seeking care is empowering. Early evaluation can provide clarity and the right treatment to help you feel better.

Need Help Navigating Your Options?

Finding affordable, trustworthy care can be confusing, especially if you’re uninsured or new to the system. That’s why we built Transparent Health: a tool to help you understand your options and find the right provider for your needs.

Disclaimer: This blog post provides general information to help understand potential avenues for medical care and estimated costs based on local data. It is not intended to serve as medical advice. Always consult a qualified healthcare professional for diagnosis and treatment of medical conditions.