Heart Racing but Not Anxious? Healthcare Guidance in Fort Worth, TX

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Heart Racing but Not Anxious? Healthcare Guidance in Fort Worth, TX

If you’ve been feeling jittery or noticed your heart racing even when you’re not stressed, it’s completely normal to feel worried and want answers. You might wonder if your coffee intake or lifestyle is affecting your heart or causing anxiety. Whatever the cause, it’s important to know that you’re taking the right step by seeking more information and considering professional evaluation. This post will help guide you in understanding potential causes, who you should see for your symptoms, and what the typical costs might look like in Fort Worth, TX — so you can move forward with confidence.

Who to See for Your Symptoms in Fort Worth, TX

Based on the symptoms of a racing heart without obvious anxiety, there are a few types of healthcare providers who can be a good starting point. Each specializes in aspects of your health that might be related to what you’re experiencing:

  • Family Practice Doctor: A generalist who can evaluate your overall health, run basic tests, and refer you to specialists if needed. They are often the best first step.
  • Internal Medicine Physician: Specialists in adult health who can diagnose and manage complex health issues, including heart and hormonal concerns.
  • Cardiology Specialist: Experts in heart conditions, they assess and diagnose heart rhythm issues and other cardiac concerns.
  • Clinical Cardiac Electrophysiologist: A cardiology subspecialist focusing on the electrical system of the heart—ideal if your symptoms suggest an arrhythmia.
  • Psychiatrist: A mental health doctor who can evaluate whether there’s an anxiety or other psychiatric condition contributing to your symptoms.

What to Expect: Initial Visits and Estimated Costs

Here’s what typical visits and procedures might look like for each provider type, along with estimated self-pay costs in Fort Worth, TX. These estimates are averages and can vary.

Visit with a Family Practice Doctor

  • Procedure: Established patient office or other outpatient visit, 30-39 minutes (CPT Code: 99214)
    Purpose: This visit allows the doctor to review your symptoms, medical history, and perform a physical exam to help identify possible causes.
    Estimated Self-Pay Cost: $192.38 (typically ranges from $144.29 to $240.48)
    This estimate is based on 350 providers in the Fort Worth area.

  • Procedure: Routine electrocardiogram (ECG) using at least 12 leads with interpretation and report (CPT Code: 93000)
    Purpose: A non-invasive test to check your heart’s electrical activity, which helps detect abnormal heart rhythms.
    Estimated Self-Pay Cost: $32.59 (typically ranges from $16.88 to $48.29)
    This estimate is based on 63 providers in the Fort Worth area.

  • Procedure: Blood test, thyroid stimulating hormone (TSH) (CPT Code: 84443)
    Purpose: Checks thyroid function which can affect heart rate and cause symptoms like a racing heart.
    Estimated Self-Pay Cost: $28.88 (typically ranges from $19.73 to $38.04)
    This estimate is based on 34 providers in the Fort Worth area.

Visit with an Internal Medicine Physician

  • Procedure: Established patient office or other outpatient visit, 30-39 minutes (CPT Code: 99214)
    Purpose: Similar to family practice, for evaluating symptoms comprehensively including heart and metabolic causes.
    Estimated Self-Pay Cost: $194.37 (range: $145.78 to $242.96)
    This estimate is from 224 providers in Fort Worth.

  • Procedure: Routine electrocardiogram (ECG) (CPT Code: 93000)
    Purpose: To examine heart rhythm and detect abnormalities.
    Estimated Self-Pay Cost: $33.30 (range: $16.93 to $49.66)
    This estimate comes from 69 providers.

  • Procedure: Annual depression screening (CPT Code: G0444)
    Purpose: A brief screening for depression that might contribute to physical symptoms.
    Estimated Self-Pay Cost: $30.61 (range: $21.71 to $39.52)
    This estimate is based on 34 providers.

Visit with a Cardiologist

  • Procedure: Established patient office or other outpatient visit, 30-39 minutes (CPT Code: 99214)
    Purpose: Specialist evaluation of heart health and symptoms such as a racing heart.
    Estimated Self-Pay Cost: $189.49 (range: $142.12 to $236.86)
    Available from 55 providers.

  • Procedure: Routine electrocardiogram (ECG) (CPT Code: 93000)
    Purpose: Heart rhythm testing to detect possible arrhythmia or other heart issues.
    Estimated Self-Pay Cost: $30.60 (range: $16.86 to $44.34)
    From 49 cardiology providers.

  • Procedure: Ultrasound of heart (echocardiogram) with blood flow and valve evaluation (CPT Code: 93306)
    Purpose: Detailed imaging to assess the heart’s pumping action and valve function.
    Estimated Self-Pay Cost: $183.33 (range: $103.21 to $263.45)
    Based on 54 providers.

Visit with a Clinical Cardiac Electrophysiologist

  • Procedure: Established patient office or other outpatient visit, 30-39 minutes (CPT Code: 99214)
    Purpose: Specialized evaluation focusing on electrical activity and rhythm disturbances of the heart.
    Estimated Self-Pay Cost: $193.28 (range: $144.96 to $241.60)
    From 15 specialized providers.

  • Procedure: Routine electrocardiogram (ECG) (CPT Code: 93000)
    Purpose: Checking heart rhythm with advanced interpretation.
    Estimated Self-Pay Cost: $29.43 (range: $16.79 to $42.06)
    Available at 13 providers.

  • Procedure: Exercise or drug-induced stress test with ECG (CPT Code: 93015)
    Purpose: Evaluates your heart’s response to stress which can highlight underlying heart problems.
    Estimated Self-Pay Cost: $136.50 (range: $73.80 to $199.20)
    Offered by 2 providers.

  • Procedure: Heart ultrasound with blood flow (echocardiogram) (CPT Code: 93306)
    Purpose: Detailed heart imaging to check valves and blood flow for abnormal function.
    Estimated Self-Pay Cost: $207.81 (range: $98.77 to $316.85)
    From 8 providers.

Visit with a Psychiatrist

  • Procedure: Established patient office visit, 30-39 minutes (CPT Code: 99214)
    Purpose: To assess if symptoms like heart racing might be related to anxiety or other mental health issues.
    Estimated Self-Pay Cost: $181.30 (range: $135.97 to $226.62)
    Based on 35 providers.

  • Procedure: Psychiatric diagnostic evaluation (CPT Code: 90791)
    Purpose: In-depth evaluation to diagnose mental health conditions that could cause physical symptoms.
    Estimated Self-Pay Cost: $251.01 (range: $188.26 to $313.76)
    Offered by 2 providers.

  • Procedure: Injection of drug or substance under skin or muscle (CPT Code: 96372)
    Purpose: Occasionally used in treatment of specific psychiatric conditions.
    Estimated Self-Pay Cost: $50.59 (range: $17.03 to $84.15)
    Available at 2 providers.

How to Interpret the Cost Estimates

Understanding healthcare costs in the U.S. can feel like navigating a marketplace with prices that vary a lot. Think of it like shopping in a busy market where you can sometimes negotiate — the prices you see are not always final and can depend on many factors.

  • Maximum cost listed is usually just under what providers initially “charge” or request for the procedure. This is the highest typical amount you might see billed.
  • Minimum cost roughly corresponds to or slightly exceeds the “Medicare allowed amount,” the price Medicare has negotiated for that service. Doctors often break even or lose money at this level but accept it to serve more patients or due to insurance agreements.

So, your final cost with a provider could be anywhere between these ranges depending on your negotiation, payment method, or discounts.

Know Your Rights

You have important rights when it comes to medical costs, especially if you’re paying out of pocket:

  • Good Faith Estimate (GFE): By law, any provider you see must give you a realistic estimate of the charges if you ask at least 3 business days before service. This helps you avoid surprises.
  • Many providers offer self-pay discounts if you pay upfront. Don’t hesitate to ask them directly: “What’s the cash price if I pay upfront?”
  • You can always request an itemized bill and question any incorrect or duplicative charges. Also, you have the right to ask for CPT codes related to your care.
  • Many states protect patients from unfair or unreasonable bills, particularly if uninsured. Advocacy groups and consumer protection laws exist to help you if you feel the charges aren’t fair.

Taking your symptoms seriously and seeing a healthcare provider is the best thing you can do right now. Here’s how to move forward:

  • Schedule an Appointment: Reach out to a Family Practice doctor or Internal Medicine physician to start. They can guide you on whether you need a specialist like a cardiologist or psychiatrist.
  • Prepare for Your Visit: Write down your symptoms, how often your heart races, any triggers you notice (like coffee), and your lifestyle habits. Also, list any questions or concerns.
  • Discuss Costs Upfront: When booking, ask about estimated costs and self-pay discounts to plan your expenses.
  • Stay Reassured: Many causes of a racing heart are manageable or treatable. Seeking care is a positive and proactive step for your health.

Need Help Navigating Your Options?

Finding affordable, trustworthy care can be confusing, especially if you’re uninsured or new to the system. That’s why we built Transparent Health: a tool to help you understand your options and find the right provider for your needs.


Disclaimer: This blog post is for informational purposes only and does not substitute professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified healthcare provider with any questions you may have regarding a medical condition.