Tingling Hands and Heart Racing in the Morning? What to Do Next in Phoenix, AZ

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Tingling Hands and Heart Racing in the Morning? What to Do Next in Phoenix, AZ

Waking up with a racing heart and occasional tingling in your hands can understandably feel worrying. You might be wondering if these symptoms are related to anxiety, lack of sleep, or a more serious health issue. If this sounds like what you are experiencing, you are not alone—and it’s good that you’re looking for answers.

This post will help guide you through what these symptoms might mean, who you should consider seeing for a proper evaluation, and what typical self-pay costs look like in the Phoenix, AZ area. By the end, you’ll understand your best next steps to get professional care and peace of mind.


Who to See for Your Symptoms in Phoenix, AZ

Based on your symptoms of a racing heart and tingling hands, several types of healthcare providers could be a good starting point to get a thorough evaluation:

  • Cardiology: Specialists who focus on heart health and conditions relating to your heart’s rhythm and function. They can conduct tests like EKGs and stress tests to investigate your racing heart.
  • Internal Medicine: Doctors trained to manage and diagnose a broad range of adult illnesses, including those that may affect your heart or nervous system. They can also order lab tests to check your thyroid or other potential causes.
  • Family Practice: General doctors who treat patients of all ages and can evaluate your symptoms, manage initial testing, and refer you to specialists if needed.
  • Psychiatry: If anxiety or emotional factors might be contributing to your symptoms, psychiatrists can assess and offer treatment for behavioral or emotional causes.

What to Expect: Initial Visits and Estimated Costs

Here’s an overview of common procedures you might encounter with each provider type in Phoenix, AZ, along with typical self-pay costs based on recent data.

Visit with a Cardiology Specialist

  • Procedure: Established patient office or outpatient visit (CPT 99214)
    Purpose: A detailed visit to discuss your symptoms, medical history, and perform a physical exam.
    Estimated Self-Pay Cost: $182.46 (ranges from $136.85 to $228.08)
    This estimate is based on 181 cardiology providers in Phoenix.

  • Procedure: Routine electrocardiogram (ECG) with interpretation (CPT 93000)
    Purpose: A quick, painless heart tracing test that checks heart rhythm to detect irregularities causing your racing heart.
    Estimated Self-Pay Cost: $29.34 (ranges from $16.74 to $41.94)
    Available from 161 providers.

  • Procedure: Ultrasound of heart with blood flow and valve check (CPT 93306)
    Purpose: An ultrasound to see your heart’s structure and measure blood flow to identify any issues affecting its function.
    Estimated Self-Pay Cost: $195.01 (ranges from $114.08 to $275.93)
    Offered by 169 cardiologists.

  • Procedure: Exercise or drug-induced stress test with ECG (CPT 93015)
    Purpose: Test to see how your heart performs under stress, which can reveal causes of racing heart during exertion or at rest.
    Estimated Self-Pay Cost: $119.09 (ranges from $74.33 to $163.85)
    Based on 118 providers.

  • Procedure: Sleep study including heart rate and breathing (CPT 95800)
    Purpose: Measures your sleep patterns and heart activity — useful if poor sleep or sleep apnea might be contributing to your symptoms.
    Estimated Self-Pay Cost: $224.91 (ranges from $168.68 to $281.14)
    Available from 4 cardiology providers.


Visit with an Internal Medicine Doctor

  • Procedure: Established patient office or outpatient visit (CPT 99214)
    Purpose: Comprehensive exam to understand symptoms and order relevant tests.
    Estimated Self-Pay Cost: $189.36 (ranges from $142.02 to $236.70)
    Available from 438 providers in Phoenix.

  • Procedure: Routine electrocardiogram (ECG) (CPT 93000)
    Purpose: Checks heart rhythm for abnormalities.
    Estimated Self-Pay Cost: $24.96 (ranges from $16.61 to $33.31)
    From 154 providers.

  • Procedure: Heart ultrasound (CPT 93306)
    Purpose: Visualizes your heart’s structure and function.
    Estimated Self-Pay Cost: $230.99 (ranges from $173.24 to $288.74)
    Offered by 17 providers.

  • Procedure: Blood test for thyroid stimulating hormone (TSH) (CPT 84443)
    Purpose: Tests thyroid function, since thyroid problems can cause heart rate and nerve symptoms.
    Estimated Self-Pay Cost: $26.56 (ranges from $19.66 to $33.46)
    By 23 providers.

  • Procedure: Assessment of emotional or behavioral problems (CPT 96127)
    Purpose: Quick check if stress or emotional factors could be affecting your symptoms.
    Estimated Self-Pay Cost: $7.79 (ranges from $5.26 to $10.32)
    Available from 7 providers.


Visit with a Family Practice Doctor

  • Procedure: Established patient office or outpatient visit (CPT 99214)
    Purpose: General assessment and management of your symptoms.
    Estimated Self-Pay Cost: $191.39 (ranges from $143.54 to $239.24)
    Based on 602 providers.

  • Procedure: Routine electrocardiogram (ECG) (CPT 93000)
    Purpose: Heart rhythm check.
    Estimated Self-Pay Cost: $24.40 (ranges from $16.64 to $32.15)
    From 209 providers.

  • Procedure: Assessment of emotional or behavioral problems (CPT 96127)
    Purpose: Evaluating for anxiety or stress-related causes.
    Estimated Self-Pay Cost: $9.24 (ranges from $5.33 to $13.15)
    From 31 providers.

  • Procedure: Blood test for thyroid stimulating hormone (TSH) (CPT 84443)
    Purpose: Thyroid function test.
    Estimated Self-Pay Cost: $28.63 (ranges from $19.74 to $37.53)
    By 41 providers.


Visit with a Psychiatrist

  • Procedure: Established patient office or outpatient visit (CPT 99214)
    Purpose: Evaluation of emotional or anxiety-related issues possibly causing your symptoms.
    Estimated Self-Pay Cost: $182.59 (ranges from $136.94 to $228.24)
    From 79 providers.

  • Procedure: Assessment of emotional or behavioral problems (CPT 96127)
    Purpose: Short assessment related to mental health.
    Estimated Self-Pay Cost: $10.94 (ranges from $5.38 to $16.51)
    From 2 providers.

  • Procedure: Care planning for impaired thought processing (CPT 99483)
    Purpose: More detailed evaluation for cognitive or mental health concerns (usually about 60 minutes).
    Estimated Self-Pay Cost: $446.61 (ranges from $318.04 to $575.18)
    Offered by 1 provider in Phoenix.


How to Interpret the Cost Estimates

Think of healthcare pricing like shopping in a busy marketplace where prices can vary depending on the vendor and negotiation. Here’s what the numbers mean:

  • The maximum cost quoted is usually a bit less than what providers initially “charge” for a procedure. This is often what they aim to collect if you’re paying out-of-pocket.
  • The minimum cost is typically a little higher than the amount Medicare, the government health insurer, has negotiated to pay providers for the same service. At this price, doctors may only be breaking even or sometimes at a loss.

Because pricing can differ between providers and depending on your payment method, the range gives you a realistic expectation but isn’t a guaranteed price.


Know Your Rights

In the U.S., you have important rights when it comes to healthcare costs:

  • Good Faith Estimate (GFE): If you are not using insurance, your doctor is legally required to provide a written estimate of expected charges for services if you ask or schedule at least 3 business days ahead. This helps you plan financially.
  • Many providers offer self-pay discounts, especially if you ask before your visit. Don’t hesitate to inquire, “What’s the cash price if I pay upfront?”
  • You have the right to request a detailed, itemized bill and can dispute charges if they look incorrect, duplicated, or unfair. You may also ask for the procedure CPT codes and billing modifiers to understand your bill better.
  • Many states have consumer protections against excessive or surprise billing, especially for the uninsured.

If you are waking up with a racing heart and tingling hands, it’s important to take action and get professional help. Here’s what you can do next:

  1. Schedule an Appointment: Contact one of the providers listed above based on what feels right to you—a family practice doctor is a good general starting point, or a cardiologist if you want a specialist’s input early.
  2. Prepare for Your Visit: Write down your symptoms, how long they’ve been happening, and any questions or concerns you have. This will help your doctor understand your situation fully.
  3. Discuss Costs: When you book your appointment, ask about the expected price and if they provide a Good Faith Estimate for self-pay patients. This will help you avoid surprises.
  4. Remember: Seeking professional advice is the best step you can take to address your symptoms and protect your health.

Need Help Navigating Your Options?

Finding affordable, trustworthy care can be confusing, especially if you’re uninsured or new to the system. That’s why we built Transparent Health: a tool to help you understand your options and find the right provider for your needs.


Disclaimer: This information is intended for general guidance and educational purposes only. It does not replace medical advice from a qualified healthcare professional. Always consult your doctor about individual symptoms and treatment.